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$790,000
123 Days On Site

3140 N CANAL DRIVE
PALM HARBOR, FL 34684

For Sale|Single Family Residence|Active
3
Beds
4
Total Baths
3
Full Baths
1
Partial Bath
2,059
SqFt
$384
/SqFt
1983
Built
Subdivision:
LAKE TARPON ESTATES
County:
Pinellas

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3140 N CANAL DRIVE3140 N CANAL DRIVE3140 N CANAL DRIVE3140 N CANAL DRIVE
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No Flood Insurance Required. Lakefront living. NO HOA. No rules. No restrictions. Updated 3-bedroom, 3.5-bath waterfront home (with a versatile mother-in-law suite, office, den) sits directly on a peaceful canal leading to one of Florida’s premier freshwater lakes. New roof (2025), new dock and seawall (2023), upgraded AC, and an expanded electrical panel ready for EV chargers. Inside, the open-concept kitchen is a showstopper, with custom cabinets, premium counters, and high-end appliances that flow effortlessly into the main dining and living room areas. Upstairs, the owners’ suite features a walk-in custom closet and a spa-inspired ensuite bath. Two additional guest rooms and an updated bath share this level, along with a full laundry room and loads of extra storage space. The mother-in-law suite downstairs has its own entrance, full bath, and laundry hook-up—perfect for guests, a home office, den, or possibly rental income. Plenty of space for boats, kayaks, skis and RVs. Nearby John Chesnut and Anderson Parks have public boat ramps, nature trails, and picnic areas. Top-rated Pinellas County schools, Honeymoon Island beaches, Downtown Dunedin, Tarpon Springs, and Tampa International Airport are just minutes away. Did we mention, No HOA. No lease restrictions. Just pure Florida lake life—freedom, fun, and relaxation all in one. Homes like this rarely come available on the water and a lifestyle this free is hard to find in Pinellas County—schedule your private showing today and see what lakefront living truly feels like. Seller will consider crypto currency offers.

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Listing Snapshot
Price 
$790,000
Days On Site 
123 Days
Bedrooms 
3
Inside Area (SqFt) 
2,059 sqft
Total Baths 
4
Full Baths 
3
Partial Baths 
1
Lot Size 
0.15 Acres
Year Built 
1983
MLS® Number 
TB8441633
Status 
Active
Property Tax 
$170
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
Public Records
Friends & Family
Recent Activity
11 hours agoListing updated with changes from the MLS®
4 days agoPrice changed to $790,000
3 weeks agoStatus changed to Active
4 months agoListing first seen on site
General Features
Acres 
0.15
Attached Garage 
Yes
Direction Faces 
North
Foundation 
Slab
Garage 
Yes
Garage Spaces 
2
Green Energy Efficient 
AppliancesWindows
Levels 
Three Or More
Number Of Stories 
3
Parking 
BoatCoveredGarage Door OpenerRV Access/ParkingAttached
Property Sub Type 
Single Family Residence
Sewer 
Public Sewer
SqFt Total 
2059
Utilities 
Cable AvailableCable ConnectedElectricity ConnectedPropaneSewer ConnectedUnderground UtilitiesWater Connected
Zoning 
R-3
Interior Features
Appliances 
DishwasherDisposalDryerElectric Water HeaterMicrowaveRangeRange HoodRefrigeratorWater Softener
Cooling 
Central Air
Fireplace 
Yes
Fireplace Features 
Living Room
Flooring 
CarpetWood
Furnished 
Unfurnished
Heating 
Central
Interior 
Cathedral Ceiling(s)Eat-in KitchenOpen FloorplanStone Counters
Laundry Features 
Electric Dryer HookupIn GarageLaundry RoomUpper LevelWasher Hookup
Window Features 
ENERGY STAR Qualified WindowsStorm Window(s)
Kitchen 
Dimensions - 13x10Level - Second
Living Room 
Dimensions - 19x15Level - Second
Master Bedroom 
Dimensions - 16x14Level - Third
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Exterior Features
Construction Details 
Vinyl SidingFrame
Exterior 
Awning(s)BalconyGardenDock
Fencing 
VinylWood
Lot Features 
LandscapedPavedWaterfront
Roof 
Shingle
View 
CanalLakeWater
Waterfront 
Yes
Waterfront Features 
Canal FrontLake Privileges
Waterview 
CanalLakeWater
Windows/Doors 
ENERGY STAR Qualified WindowsStorm Window(s)
Community Features
Financing Terms Available 
CashConventionalFHAVA Loan
MLS Area 
34684 - Palm Harbor
Roads 
Paved
Township 
27
Schools
School District
Unknown
Elementary School
Highland Lakes Elementary-PN
Middle School
Carwise Middle-PN
High School
Palm Harbor Univ High-PN
Listing courtesy of A BETTER LIFE REALTY (727) 455-8569



Listing information is provided by Participants of the Stellar MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Properties displayed may be listed or sold by various participants in the MLS Copyright 2026, Stellar MLS.
Last checked: 2026-03-02 02:07 AM EST

Neighborhood & Commute
Source: Walkscore
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